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"³ " #4(20)

2016-10-09

̲, ֲ

(non-life + life) 6 2016.

non-life + life , , , . ³ non-life + life .

( ) non-life non-life, . ³ , - 2% .

non-life Loss Ratio ( ).

non-life + life , 1.9 . .

2014 non-life + life.

non-life -3 :

:

1)    5’872’957.6 . ., 19.6% - (09)+(10) + (, 5-9 . 6 " ")

2)    4’177’852.3 . ., 13.9% - (05) ( )

3)    3’830’654.6 . ., 12.8% - (08) ()

:

1)    1’840’524.0 . ., 21.4% - (05) ( )

2)    1’730’598.2 . ., 20.1% - (17)

3)    1’248’710.4 . ., 14.5% - (02) ( ')

г ( , 0.1% ):

1)    128.2% - (15) (   )

2)    60.1% - (02) ( ')

3)    48.7% - (17)

Loss Ratio ( ) ( , 0.1% ):

1)    135.9% - (15) (   )

2)    64.0% - (02) ( ')

3)    48.0% - (05) ( )

Loss Ratio ( ) ( , 0.1% ):

1)    211.1% - (04)

2)    164.5% - (15) (   )

3)    91.3% - (17)

Acquisition Expense Ratio ( ) ( , 0.1% ):

1)    36.9% - (03) '

2)    23.2% - (05) ( )

3)    22.2% - (11)       ( )

6 2016. 2016 , .

- 20 ( - 3.4% , , - 5.2%). , 2013 . ³, , ’ ( ) 2014 . 2014 .

ֳ , : - 5138 ., - 12405 ., 5502 .

ʳ ( 13.0%), ’ .

6 2016. 2016 , .

ʳ .

, . ( 5.3%), , , .

( + ) 6 2016. ϳ 2016 , , . .

. . , .

6 2016. 2016 , .

ʳ . 2013 . ³, , ’ ( ) 2014 . 2014 .

, . ʳ , 2016 - 16.0% . ’ .

«» 6 2016. 2016 ( ). 20 non-life.

, .

ʳ . 2013 . ³, , ’ ( ) 2014 . 2014 .

- .

2015 . ³, , ’ ( ) 2015 . 2015 .

(Loss Ratio, 41) , .

6 2016. 2016 ( ).

ʳ , . 2015 , . ³, 2015 2016 .

. , .

ʳ ( 12.3%).

г , 2013 - 2014.

’ ( ) .