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"³ " #1(21)

2017-01-11

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(non-life + life) 9 2016.

non-life ( , ), 2016 ( 85.8 . 141.0 .). , . . 20 ( 41.5% 5 ), ( 5 , 3.5 2012 , ). , 2016 0.5%, - . , , ( , 09 10), ’ ( 06), .

non-life Loss Ratio ( ).

non-life -3 :

- :

  1. 5’970’115.7 . ., 19.8% - (09)+(10) + (, 5-9 . 6 " ")

  2. 4’346’578.9 . ., 14.4% - (05) ( )

  3. 3’678’747.2 . ., 12.2% - (08) ()

    - :

  1. 1’946’661.7 . ., 21.4% - (05) ( )

  2. 1’708’552.6 . ., 18.4% - (17)

  3. 1’309’670.5 . ., 14.1% - (09) -

    г ( , 0.1% ) - :

  1. 168.9% - (15) (   )

  2. 68.6% - (36) - ,

  3. 57.2% - (02) ( ')

    Loss Ratio ( ) ( , 0.1% ) - :

  1. 189.4% - (15) (   )

  2. 69.0% - (36) - ,

  3. 62.0% - (02) ( ')

    Loss Ratio ( ) ( , 0.1% ) - :

  1. 257.1% - (04)

  2. 218.9% - (15) (   )

  3. 92.7% - (17)

    Acquisition Expense Ratio ( ) ( , 0.1% ) - , :

  1. 37.7% - (03) '

  2. 26.3% - (11)       ( )

  3. 24.0% - (05) ( )

    9 2016. 2016 , .

    , , - , . , 2016 , . . 2013 . ³, , ’ ( ) 2014 . 2014 .

    , 4296 ., 3765 .

    ʳ 2016 ( 4858 , 5.1%).

    0.7 .. 44.8%, Loss Ratio (. 41) 0.5 .. 60.3%.

    9 2016. 2016 , .

    ʳ , , .

    , . .

    1.0 .. 38.2%, Loss Ratio (. 41) 1.3 .. 48.2%.

    ( + ) 9 2016. 5.9 - 6.0 . . .

    , 2016 ( ). ( 17.4% ). ³, .

    2.4 .. 5.5%, Loss Ratio (. 41) 3.0 .. 54.1%.

    9 2016. 2016 , .

    ʳ , , . . 2013 . ³, , ’ ( ) 2014 . 2014 .

    , . ʳ .

    2.9 .. 57.2%, Loss Ratio (. 41) 1.8 .. 69.6%.

    «» 9 2016. 2016 ( ).

    ʳ , , . . 2013 . ³, , ’ ( ) 2014 . 2014 .

    - .

    ʳ 2016 . . 2015 . ³, , ’ ( ) 2015 . 2015 .

    0.3 .. 30.3%, Loss Ratio (. 41) 1.0 .. 61.3%.

    9 2016. 2016 ( ).

    ʳ , . . 2015 , . ³, 2015 2016 .

    . , .

    ʳ .

    г .

    ( ) .