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"³ " #2(22)

2017-04-20

:

1)    - 31.03.2017

2)    2016

Գ :

-       3 2017

-       3 2017

-       -

-       2016

 

ֲ

(non-life + life) 12 2016.

2016 , .

1.    - .

2.    2016 Combined Ratio Loss Ratio, () Expense Ratio. , .

3.    Գ . , «» 2015 .

4.    (. 48) (. 40), 2015 - 2016 . - «» .

 

non-life -3 :

 

г ( , 0.1% ) - :

1)    207.5% - (15) (   )

2)    71.4% - (36) - ,

3)    56.9% - (02) ( ')

 

Loss Ratio ( ) ( , 0.1% ) - :

1)    220.4% - (04)

2)    209.7% - (15) (   )

3)    82.3% - (17)

 

Acquisition Expense Ratio ( ) ( , 0.1% ) - , :

1)    38.5% - (03) '

2)    25.0% - (05) ( )

3)    22.9% - (14)       (, 12-14 . 6 " ")

 

12 2016. 2016 , .

ʳ , . , : ? 2016 , , . , . - , , . , , 2016 10.4%, , .

2016 , .

0.3 .. 44.5%, Loss Ratio (. 41) .

 

12 2016 ( ). 2016 .

ʳ , , .

ʳ , «», . » , .

, «» - 2016 62.8% (7’404 . 11’792 .).

- 19.3% 2016 .

2.6 .. 41.3%.

, Loss Ratio (. 41) 0.2 .. 48.4%.

 

( + ) 12 2016. 2016 , .

. .

2.0 .. 3.5%, Loss Ratio (. 41) 2.3 .. 56.3%.

 

12 2016. 2016 , .

ʳ , , .

, . ʳ .

0.3 .. 56.9%, Loss Ratio (. 41) 0.1 .. 69.5%.

 

12 2016. 2016 ( ).

ʳ .

.

ʳ 2016 .

0.5 .. 29.8%, Loss Ratio (. 41) 3.5 .. 57.8%.

 

12 2016. 2016 .

ʳ , , , .

. , .

ʳ .

г .

( ).